Need to borrow 1000, 2000 or 5000 euros? It is quite possible to realize a consumer credit for small amounts, in a simple and fast way. Be careful though, some credits are better than others!

Get a quick loan

quick loan

You can get a small amount credit for a variety of reasons:

  • – finance the repairs of a car,
  • – buy furniture,
  • – put your accounts back on track
  • – or just have fun!

Today, it is quite possible to achieve a consumer credit from 200 euros, depending on the organizations to which it is addressed. One can even borrow without justification until 75 000 euros: enough to carry out many projects. On the other hand, do not hesitate to make online credit simulations to find the most favorable contract in terms of credit repayment: duration, interest rate, speed of release of funds …

How to subscribe a small amount loan?

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From one organization to another, the underwriting procedure is globally similar, whether you are borrowing 500 or 5000 euros. To save time, it is useful to scan or upload all the documents that may be requested: valid ID, proof of address of less than 3 months, last tax notice, RIB, bulletin salary, employment contract … It can be addressed to both its bank and an online lending agency: it allows to make all the steps online.

Overall, a policy response is sent within 48 hours or 72 hours, with a credit proposal. The applicant only has to return the signed documents. The funds will not be available immediately: it takes 10 days of processing per loan file, even for a small amount. French law requires that loan agencies wait at least 7 days before any release of funds and imposes a period of legal reflection of 15 days. However, it is possible to shorten these deadlines, especially by applying to a credit platform like Creditnow.